After several baby showers Emerson already has enough toys
and clothes to easily last her through her first year of life.
That's why she is asking that instead of buying more toys and
clothes you contribute the money to her college fund.
Now is the perfect time for her to start saving for
college so that the money can have the opportunity to double.
To contribute to her college fund just simply give the money
to her parents between now and the end of the year. They
will place it securely into a savings account earning 4.4%
interest and at the beginning of next year they will take
the total donated and move it to a qualified college savings
plan so that it can’t be touched until she chooses the college
she wants to attend.